By John Mordecai P.A.
Contrary to their TV ads, insurance companies don’t really care; they are profit driven corporations. State Farm is not really a good neighbor and Allstate doesn’t actually hold you in good hands. State Farm and Geico, like many other companies, spend millions in advertising to give the impression that they are on the consumer’s side. It’s only after one of their insurance adjusters makes an appearance when a claim is filed that most consumers realize their insurance company is not their friend. In fact, while they offer policies at competitive prices, all insurance companies are known to be notoriously unreasonable when it comes to settling a claim. For instance, many lawyers have described situations in which insurance companies have offered $1,850.00 to settle a case when their client has unpaid medical bills exceeding $2,000.00. Not only do such offers fail to cover medical expenses, they fail to compensate injury victims at all for the permanent injuries they may have suffered. The result is that Insurance companies and their policyholders get sued far more often than should be necessary.
